‘Not just for first time buyers’ Mortgage advice is crucial at every step in your life, whether you are a first time buyer, moving home, re-mortgaging, capital raising for home improvements or consolidating debt.

Many people stay with the same lender without seeking advice and finding the best deal on the market, a mortgage is generally your biggest debt and so is also where you could save the most each month. Finding the right lender and product can prove invaluable, our expertise has helped all types of clients who are employed, self employed, retired and also those with impaired credit. We are Help to Buy accredited and understand the benefits and pitfalls of the various shared equity and shared ownership schemes across Wales and England.

Think carefully about securing other debts against your home. Your home or property may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it.

Some forms of Buy to Let mortgages and Commercial Mortgages are not regulated by the Financial Conduct Authority.